SMW Single Women, Single Payer Petition
Dear Congress and Senate,
I urge you to co-sponsor H.R. 676, the “Medicare For All” Bill introduced by Rep. John Conyers.
Our health care system is broken. We spend over $2.3 trillion, or $7,500 per capita, for healthcare in the US, yet 42% of people under 65 have inadequate or no insurance coverage. At least 18,000 of them die unnecessarily each year as a result.
Every other industrialized country in the world makes sure its population has access to basic healthcare. The United States is the only industrialized nation that does not guarantee access to health care as a human right.
28 industrialized nations have single payer universal health care systems like the type proposed in this bill – privately delivered health care, publicly financed – and none spend as much per capita on health care as the United States. The United States ranks near the bottom among industrial countries in indicators from life expectancy (20th) to infant mortality (23rd).
Under H.R. 676, a family of four making the median income of $56,200 would pay about $2,700 in payroll tax for all health care costs. No deductibles, no co-pays, no worrying about catastrophic coverage.
The services covered include primary care, inpatient, outpatient and emergency hospital care, prescription drugs, durable medical equipment, hearing, dental and vision care, chiropractic treatment, mental health services, and long-term care.
Physicians for a National Health Program estimates the nation could save over $286 billion dollars a year in total health care costs. That’s enough to cover all the uninsured and provide full prescription drug coverage for everyone in the United States.
60% of physicians now support a national, single-payer health insurance system for everyone. HR 676 has been endorsed by 463 union organizations in 49 states including 116 Central Labor Councils and Area Labor Federations and 39 state AFL-CIO’s.
No other issue so directly impacts Americans. Please sign on to co-sponsor this vital bill. I look forward to hearing your thoughts.
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Premium Inflation.
This last spring, due to the demand decrease, the peak fuel price came down below $40 per barrel, though, the
‘Similar’ insurance premiums keep on rising, accordingly the inaction could bankrupt family, business, and
government ‘BEYOND this recession’ , as all across the spectrum agree.
Insurance premiums have nothing to do with the law of demand & supply and the free / fair market concept.
Basically, as demand diminishes, the price tends to reflect it, nonetheless, the insurers that formed a cartel through
consolidation have replenished the loss by exercising inhumane malpractices involving denying, capping, rationing, rapid
premium increase and the like. And this runaway premium ended up in the collapse of middle
class ranging ‘ from finance to mental health’ , alongside the peak fuel price and fast-growing mortgage rate, as all of
us know. Thereby they could be cited as an objective for anti-trust or anti-corruption. If the public plan sets the same rate of the insurers, it will be another headache.
Ironically, the Deficit-sensitive groups have a distinctive common ground, they all have a Deficit-driven background out of
question. Therefore, I’d say they have nothing to say about deficit unless they are free from the sponsors.
And the spoiled menu, ‘Takeover and Rationing Cliche’ is still marching for bankruptcy, as opposed to its motto.
Part 1.
Problems :
1. No systematic, expansive Prevention & Wellness Program.
According to the scoring of CBO on the prevention & wellness program, all fitness centers around the world should close down immediately and all media have to end
reporting health tips about prevention. Rather, all of the excellent health systems seem to have one feature in common, a expansive, systematic preventative program
requiring immense investments.
I think a prevention system works as a ‘levee’ built against flood by the government, similarly, it also needs non-profit investments from the government ‘on a large scale’.
This might offer us one clue of why all of the free states have public insurance policy in place.
Surprisingly enough, the system today is designed around treating patients once they become sick. As far as I’m concerned, the congress affected by the special interests
has turned down the budget request for prevention program in Medicare & Medicaid, which are the most expensive parts of the health program. Let’s imagine the astronomical
costs and invaluable lives following the levee breach.
2. A pay for each service / volume compensation, & No E-Medical Record.
As much as 30 percent of all health-care spending in the U.S. -some $700 billion a year- may be wasted on tests and treatments that do not improve the health of the
recipients, and this 700 billion dollars a year can cover a lot of uninsured people, in return, it could lessen the tragic, prohibitive ER cares.
Medical errors ( No e-Medical Record ) & lawsuits, more profits motive, and indirect payments from employers etc would account for it.
Supposedly, ‘a pay for each service / volume’ compensation seems to leave the medical institutes unequipped with the essential IT system. To understand its importance, If
we imagine the cost difference between the previous and current system in financial institutes, the magnitude of cost-savings and the mess in health care system can
be easily explained.
3. Premium Inflation.
This last spring, due to the demand decrease, the peak fuel price came down below $40 per barrel, though, the
‘Similar’ insurance premiums keep on rising, accordingly the inaction could bankrupt family, business, and
government ‘BEYOND this recession’ , as all across the spectrum agree.
Insurance premiums have nothing to do with the law of demand & supply and the free / fair market concept.
Basically, as demand diminishes, the price tends to reflect it, nonetheless, the insurers that formed a cartel through
consolidation have replenished the loss by exercising inhumane malpractices involving denying, capping, rationing, rapid
premium increase and the like. And this runaway premium ended up in the collapse of middle
class ranging ‘ from finance to mental health’ , alongside the peak fuel price and fast-growing mortgage rate, as all of
us know. Thereby they could be cited as an objective for anti-trust or anti-corruption. If the public plan sets the same rate of the insurers, it will be another headache.
Ironically, the Deficit-sensitive groups have a distinctive common ground, they all have a Deficit-driven background out of
question. Therefore, I’d say they have nothing to say about deficit unless they are free from the sponsors.
And the spoiled menu, ‘Takeover and Rationing Cliche’ is still marching for bankruptcy, as opposed to its motto.
4. ‘Work or Break’ health system with no brake or safety system.
Just like marriage, economy also undergoes up and down, however, economic downturn is not reflected in the employment-based system.
The rising mental stress or illness & ‘keep eating habit’ , which are the epicenter of a number of different diseases,might be traced
to this insecure system and exorbitant premiums.
Part 2.
The Public Plan:
1. Thankfully, the health care reform bill currently before Congress makes several key investments including more primary care doctors in preventive care, and those pieces
of the public plan must be maintained .
2. The pay for ‘Outcome’ pack is most likely to expedite the introduction of Health Care IT SYSTEM, and it will help doctors focus on their patients.
3. The ‘innovative’ idea of a ‘pay for value / outcome’ pack will allow for Quality and affordability
. If you are a physician, and your pay is dependant upon your patient’s outcome, you will most likely strive to
prescribe the best medicine earlier in the process, let alone skipping the wasteful, unnecessary risk-carrying
procedures.
Young folks and advocates need to explain the notion of a pay for outcome agreement to the elderly misled by the
disinformation.
4. The synergy effect of the combined Health Care IT & a pay for ‘outcome’ system may allow the clinicians to
‘correctly’ diagnose and effectively treat a patient earlier in the process so that it can measurably decrease the
crushing lawsuits and deter the excuse for unnecessary cares to make fortunes.
5. The creative idea of ‘a pay for outcome’ will more likely prompt team approach and decision, as at Myo clinic.
Under the ‘pay for outcome’ pack, for good reason, best practices as ‘recommendations’ would simply help them
make a better decision, and the government won’t still have to meddle in the final, actual decision-making
process as a non-expert.
6. This New ‘Payment Reform’ could accelerate the progress in medical science, in return, it will save more cash.
And this idea will be able to bring ‘competition’ to the private market, as a result, it can contribute to mitigating premium inflation.
7. Supporters of the agreement say it could save the Medicare System more than $100 billion a year and ‘improve’
care, that means more than $1trillian over next decade, and virtually needs no other resources including tax on the
wealthiest. Supposedly even the ‘conservative’ number of such savings might be able to meet the objective of revenue-neutral.
(Please visit http://www.kare11.com/news/news_article.aspx?storyid=820455&catid=391 for detailed infos).
8. Through clinic’s network, users of its health-care services can keep up with their health information and information for family members, and receive health guidance and recommendations from clinic that is optimized for each person.
The system also allows patients to upload information from home-health devices such as blood glucose monitors and digital scales. Patients can authorize whether they want to share their health information with doctors or other caregivers, and those caregivers can provide health-care and general wellness recommendations based on the information patients provide.
9. In case the health care reform provides the general public with peace of mind, the rising mental stress, obesity caused by the insecure system and
exorbitant premiums may bend the curve surprisingly.
10. Clearly, the positive impacts involving massive job creation, promising stem cell research, several times more economic effects of ‘from bed to work’ lie ahead, these will
lead to economic recovery.
Part 3.
Conclusion ;
1. The last thing to expect is rallying for premium inflation
2. Over time, supposedly, the public plan will concentrate more on basic, primary cares, and the private insurers will provide their clients with differentiated services.
3. With the Prevention & Wellness Program as a stable levee in place, the promising pay for value/ outcome reimbursement reform based on IT system could clear the way for revenue-neutral. Some say the installation of IT network will take time, but once this new outcome-based payment system is implemented, the hospitals reluctant to adopt it will most likely rush to introduce it.
4. The final hurdle looks like a scoring issue surrounding the savings on Prevention & Wellness Program, but I’d like to say
health clubs and media reports on prevention tips must be maintained.
Thank You !