Cash and Carry

With the onset of hard financial times, “budget” is no longer a bad word, and the concept of “cash flow” is making its way into people’s minds. Everyone is clamoring to understand the ins and outs of their money flow.
It is continually amazing to me that the simple calculation of “income minus expenses over time” [...]

To Increase Cash Flow, Treat Your Life Like a Start-Up: Tips from a Mom Entrepreneur

Entrepreneurs are not successful because they are smart or original or savvy. Those traits help them, certainly. But it is a dogged persistence, and very specific action steps they execute daily, that make new business owners succeed. I thought I knew a lot about cash flow when I was a personal finance coach. And then [...]

Getting Honest About Your Money

There is power in financial planning—you make a budget, you’ve got a map to anywhere you want to go. But, for all the plan making and budget creating that I encourage, the real power is in the honesty you bring to the table.
The truth is sneaky sometimes. We think we’re speaking it. Playing our cards. [...]

Step-By-Step Guide to Mastering Your Money and Managing Debt

“Clear out your Inbox” is a term for cleaning up the business-type clutter around your home. You know this clutter and how fast it accumulates: letters, bills, coupons, receipts, to-do lists. Mine ranges from my car to my entry table, to my desk, to my kitchen.  An “Inbox” is any place that collects items that [...]